TERMS & CONDITIONS

Please read through these terms & conditions ("the Terms") carefully. By accessing any STP Information Services Limited web site ("the Sites") or by otherwise accessing any content, software, products or services available through the Sites ("the Content"), you are deemed to have entered into an agreement with STP Information Services Limited (STP Ltd) and to have agreed to be bound by the Terms set out below.

The Sites are owned and operated by STP Information Services.

Intellectual Property Protection

The term "Intellectual Property Rights" means copyrights, database rights, trade marks, trade names, domain names, rights in logos, get-up and content, inventions, trade secrets and know-how, patents, all rights of whatever nature in computer software and data, all rights of privacy and all intangible rights and privileges of a nature similar to any of the above, in every case in any part of the world and whether or not registered; and including all granted or pending registrations, and all rights to make applications for registration in respect of any of the same.

All Intellectual Property Rights in the Content and design of the Sites and any material emailed to you or otherwise supplied to you in conjunction with our online products are the property of STP Ltd. You may not use or reproduce any STP Ltd Intellectual Property, including any trademarks, registered or unregistered, for any reason without written permission from STP Information Services Ltd.

The software, which operates the Sites, is proprietary software and you may not use it except as expressly allowed under these Terms. You may not copy, reverse engineer, modify or otherwise deal with the software.

Use of STP Information Services Content

You may retrieve and display STP Ltd Content on a computer screen or mobile telephone, print individual pages on paper (but not photocopy them) and store such pages in electronic form for your personal, non-commercial use. If you do download material from the site all copyright and other notices must be kept intact.

Except as expressly set out above, you may not reproduce, modify or in any way commercially exploit any of the Content of the Sites. In particular, you may not do any of the following without prior written permission. No parts of any STP Ltd publication or Sites may be reproduced, stored in or introduced into any retrieval system, or transmitted, in any form or by any means, electronic, mechanical, photocopying, recording or otherwise without the prior written permission of the copyright owners. You may not reverse engineer, modify, decompile, disassemble or translate the Content (whether for the purpose of error correction or otherwise). You may not display the Content on a public bulletin board, ftp site, web site, chat room or by any other unauthorised means. Written materials provided in printed or electronic form may not be modified, adapted, translated, or used to create derivative works without the prior written consent of STP Ltd. Our status as the authors of any Content on the Sites must always be acknowledged.

© 1997, 1998, 1999, 2000, 2001, 2002, 2003, 2004, 2005, 2006. All rights reserved in respect of articles, drawings, photographs etc published in hardcopy form or made available in electronic form by STP Information Services Ltd anywhere in the world.

Any use of STP Ltd Content not specifically permitted above is expressly prohibited. Requests for permission for other uses may be sent to STP Information Services, 144-145 Shoreditch High Street, London E1 6JE, UK, or by email to enquiry@stpinfo.com. We reserve the right to charge a fee.

STP Benchmarks and the accompanying logos are the registered trade marks of STP Information Services Limited.

Licence Fee, Payment and Transactions

Access to certain STP Ltd Content may be subject to a fee or subscription. All payments (including applicable taxes) must be made in advance in a currency specified by STP Ltd. You are responsible for the payment of all charges associated with the use of the Sites using your Username, Password or ID.

Terms and Termination

STP Ltd may, at its discretion, terminate or suspend individual or group access to all or part of the Sites (including any right to access and use STP Ltd Content) with or without cause by delivering notice to you. The rights of termination are in addition to all other rights or remedies of STP Ltd provided in these Terms or by law.

Changes to the Site

STP Ltd reserves the right to suspend, change, modify, add or remove portions of STP Ltd Content available on the Sites at any time and to restrict the use and accessibility of the Sites.

Registration, Passwords and Responsibilities

Some parts of the Sites require registration. You are solely responsible for the confidentiality and use of and access to the STP Ltd Content and Sites using your username, password or ID. You agree to immediately notify STP Ltd if you become aware of any loss or theft of any username, password or ID or any unauthorised use of a username, password, ID, or any other login details. STP Ltd reserves the right to monitor and record activity on the Sites, including access to STP Ltd Content.

No Warranty, Disclaimer of Liability and Indemnity

Whilst every effort has been made to ensure the high quality and accuracy of the Sites, STP Ltd makes no warranty, express or implied concerning the Content of the Sites, which is provided "as is". STP Ltd expressly disclaims all warranties, including but not limited to warranties of fitness for a particular purpose and warranties of satisfactory quality. In no event will STP Ltd, its affiliates or other suppliers be liable for direct, special, incidental, or consequential damages (including, without limitation, damages for loss of business profits, business interruption, loss of business information or other pecuniary loss) arising directly or indirectly from the use of (or failure to use) or reliance on the Content, even if STP Ltd has been advised of the possibility that such damages may arise.

STP Ltd does not guarantee the accuracy or timeliness of the Content appearing on the Sites, or that the Sites or related systems are free from viruses or other contaminating or destructive properties.

The Content appearing on the Sites is checked for accuracy but we recommend that you make enquiries and if necessary take legal advice before entering into any transactions.

All Content displayed on the Sites is for research purposes only and should not be construed as an endorsement or recommendation of any third party supplier, product or service.

Service Availability

STP Ltd will try to ensure continuous availability of the Sites, and all the Content of the Sites, but accepts no responsibility for the consequences of interruptions or delays, whatever the cause.

Links To Third Party Web Sites

The Sites may contain links to internet sites maintained by third parties. STP Ltd accepts no responsibility for the privacy practices or content of other such sites. You assume sole responsibility for use of third party links.

Changes to these Terms

STP Information Services may, at its discretion, change these Terms.

Advertising and Third Party Content

Parts of the Sites may contain advertising or other third party content. Advertisers and other content providers are responsible for ensuring that material submitted for inclusion on the Sites complies with international and national law. STP Ltd is not responsible for any third party content or error, omission or inaccuracy in any advertising material.

Linking to our sites

You may link to our home pages, provided you do so in a way that is legal and which does not damage our reputation. You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists. Out Sites must not be framed on any other site, nor should you establish a link to any part of our Sites other than the home pages, without our prior permission.

Governing Law and Jurisdiction

These Terms shall be governed by, and construed in accordance with, English law. The parties irrevocably agree that the courts of England shall have exclusive jurisdiction to settle any dispute, which may arise out of, under, or in connection with these Terms or the legal relationship established by them, and for those purposes irrevocably submit all disputes to the jurisdiction of the English courts.